Banking Capabilities

Best-in-class banking capabilities

All the capabilities needed to run a competitive, cost-effective digital bank

Chat dialogue between a customer and Engine
A form to submit ID documents for review
A list of counterparty payments with various categories
A form to search for Collections cases, by account, status, type, category etc
Graph showing account activity over a period of time

Much more than a core

Run on a cloud-native platform

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Whether you’re already a bank, you’re launching one, or you’re a corporate looking to offer a banking product: Engine’s modular cloud banking platform provides almost everything you need for digital-first banking.

And because Engine powers Starling, we’re committed to ensuring these capabilities are constantly upgraded and improved without disruptions or risk to your ongoing operations. You’ll get access to our innovation roadmap, with continual improvements to products, features and infrastructure.

Banking Capabilities

Features

Here’s a quick overview of the banking capabilities you can access through Engine. If you’d like to know more, our team are on hand to help with a product demo.

Ledger

Engine modernises ledger capabilities, ensuring you can track customer accounts, balances, and key events.

Payments

Engine provides a range of payments functionalities – some essential, others innovative, but all designed to make banking better than it’s ever been before for your customers.

Onboarding

Along with automated rules-based capabilities, onboarding teams can handle every step of the process – helping your business grow and ensuring rigorous verification and risk procedures are in place.

AML and Fraud

Engine has a range of capabilities to help you identify, tackle and block financial crime, whether that’s alerting customers to risks or setting up event monitoring.

Card Processing

Engine comes complete with a card processor, an accredited solution currently supporting millions of transactions every day.

Product Configuration

Engine offers pre-configured products, but we know you’ll want your own unique propositions – so you can fine-tune products in Management Portal.

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Banking Products

Build, launch, and continuously improve new digital products for personal and business banking.

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Operational Capabilities

The processes and tools your employees need to deliver truly industry-leading operational support and customer service, all wrapped up in one single place: Management Portal.

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Digital-first, human always

Management Portal

Desktop screenshot of a customer profile, built on Engine

We’re proud to offer a wide range of innovative banking capabilities. But we’re not just about helping you build exceptional products – we’re also committed to ensuring your people can manage their tasks effectively.

Management Portal is a browser-based interface that your employees can use to access the functionality provided in Engine. Think of it as a single pane of glass that gives you a holistic view of your customers and processes. (Say goodbye to switching between endless different systems!)

It’s intuitive, clear, and cohesive – and you’ll have full control over access management for different users and teams, including but not limited to:

  • Cards and Card Processing
  • Payments and Payments Processing
  • Customer Support
  • Complaints
  • Data
  • Financial Crime
  • Collections
  • Lending
  • Treasury and Finance

Engine by Starling

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abstract image of Engine logo in blue

Meet the team behind Engine

There’s a clear advantage to what Engine customers get when they work with us: access to the people that have actively shaped the platform that powers Starling, one of the most successful digital banks in the UK.

Contact Us

Launching a product, starting a new business or replatforming?

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