ProductCredit Cards
Give customers flexibility when they need it. Create and launch market-leading credit card offerings for retail and business, using Engine’s modular, configurable customer application journeys and servicing capabilities.
Flexible credit for any customer
Bring value to your customers with flexible credit options. Whether supporting retail customers with everyday spending, or business customers with expenses, offer market-leading credit options to your customers.
Highly configurable
Configure in-life credit card behaviour and credit card application rulesets. Autonomously configure card products, credit limits, and interest schemes and more, as well as origination steps and eligibility decisioning products.
Customer-first options
Offer virtual credit cards, giving customers the option to add multiple supplementary cards to their account. Easily integrate with third-party loyalty schemes to give back to your loyal customers through points and rewards.
Application and in-life management
Utilise Engine’s comprehensive lending capability to offer high levels of configurability, product management and visibility at every step of the customer’s credit lifecycle. From configuration to launch, you’re in control.
Flexible credit options to support Retail and SME
Tailor card features with modular spend controls and real-time limit adjustments.
Reduce support volume with intuitive self-service tools for card freezes, PIN resets, and digital provisioning.
Resolve cardholder enquiries faster with a centralised view of transaction history and real-time status updates.
Maximise lifetime value by delivering hyper-personalised offers and milestone rewards triggered by cardholder data.
