Platform OverviewThe complete digital banking platform
Launch extraordinary products. Run an extraordinary bank. Engine is a complete, cloud-native digital banking platform, designed for continuous innovation. Built on scalable foundations, it seamlessly integrates AI and third-party services, eliminating the need for disruptive, large-scale upgrades.
PlatformThe Engine difference
We deliver market-leading offerings for our clients in rapid delivery timelines of under twelve months.
Engine is designed to scale for, and with, our clients. Extend your offering on top of Engine with ease using our APIs.
As part of our Managed Service, we are constantly improving our platform, ensuring you benefit from innovation.
Engine ensures real-time, 24/7 availability with no customer downtime. You can release, upgrade or enhance features without any loss of service.
Engine’s architecture means you can seamlessly scale or de-scale with fluctuations in customer demand or changing market conditions.
Engine by StarlingSupporting banks, credit unions, and mutuals around the world
Whether you’re launching a new digital bank with self-serve customer journeys, or modernising your legacy systems, Engine provides innovative financial products, future-proofed core capabilities, and banking experiences unlike any other. We serve clients with many specialities. These include:
Understanding the platformWhat is Engine?
Our SaaS platform is entirely cloud-native, built and fully-managed by us in a dedicated environment. It’s highly extensible, and designed to scale with and for your bank.
Engine provides the core banking capability to operate your bank, track transactions, balances, and critical customer data, powering complex general ledger capabilities.
Our platform offers a rich, configurable set of products across spending, saving, borrowing, and investing. Products can be toggled on or off and launched in stages. Engine’s solution includes comprehensive payment and card processing, avoiding integrations and reconciliation overheads.
Engine’s efficient employee workflows orchestrate, run, and manage your bank end-to-end. Our platform enables orchestration and composition of unique, self-serve customer journeys and experiences.
Our platform provides a 360° view of customers, products, services, and all associated data. This ensures efficient customer operations, delightful employee experiences, and happy customers. Near real-time data from Engine enables hyper-personalisation, leveraging advanced analytics and AI.
Technology OverviewOur Technology
Engine is the technology behind Starling, one of the UK’s leading digital banks. We’ve been powering banking products and capabilities for millions of customers in the UK for nearly a decade, and make it our mission to replicate Starling’s success around the world. Our platform is cloud-native, offering agility, scalability, availability and lower costs for your bank. Engine’s expert engineering teams are constantly innovating to bring exceptional value to our clients and their customers.
"Engine’s modern core banking system uniquely provides an end-to-end platform on which Tangerine can innovate quickly and continuously, reducing the time-to-market for new products and features."
President and CEO, Tangerine Bank
Contact UsWant to learn more?
Whether you’re launching a new digital bank, migrating from a legacy platform, or launching a sidecar proposition, Engine can help you achieve success. Share details about your requirements and we will be in touch.
Are you looking for a UK Banking-as-a-Service solution? Contact Starling’s dedicated B2B team to find out more about the services provided.