Mobile SDKs

Savings and Budgeting Features

Simplifying money management

Bring purpose to your customers’ saving and spending with our 'Spaces' functionality. This differentiating feature allows your customers to instantly create personalised sub-accounts for their specific goals, all within their main account and without the usual friction of account or interface switching.

Saving and Budgeting Features

Giving your customers the tools to better manage their finances

Whether saving for a house deposit or a holiday, our Spaces feature empowers customers to save incrementally and budget effectively. We combine this savings feature with automation tools like rounding up spare change from transactions and setting recurring transfers, to help users save effortlessly and visually track their progress. Spaces are a key feature of the Engine offering, giving both retail and business customers the power to take control of their money and manage their funds efficiently.

Mobile SDKs

Saving

Saving
Spaces

Customers can easily budget for their spending with Spaces, by organising their money into different categories or sub-accounts.

Saving
Roundups

Customers can utilise Engine’s round-up feature for incremental saving by rounding-up ‘spare change’ from transactions into a saving Space.

Saving
Internal transfers

Internal transfers between main account balance and Spaces make it simple for customers to bolster their savings and reorganise their funds with flexibility.

Mobile SDKs

Spending

Spending
Budgeting

Customers can easily budget for their spending with Spaces, by organising their money into different categories or sub-accounts.

Spending
Spaces

Spaces are individually addressable, giving customers the ability to pay direct debits or standing orders with a specific space.

Spending
Virtual Cards

Virtual cards can be associated with each Space and added to virtual wallets, giving customers full visibility over the movement of funds in and out of their accounts.

Spending
Designate Spaces

Assign a Space card to another individual, whether that’s a child's card controlled from the parent account, or an expense card for business customers to give employees.

Mobile SDKs

Explore Mobile SDKs:

Onboarding

Seamless and intuitive in-app customer onboarding

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Customer Support and Contact Centre

Call and chat support, there when your customers need it

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Self-service Account and Security Controls

Putting control in your customers’ hands

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Personal Financial Management Insights

Rich financial insights, all in one place

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Payments Hub

A unified hub to manage all payments

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Saving and Budgeting Features | Engine by Starling