Core Banking

Card Processing

Granular data and actionable insights

Engine offers a range of granular card controls and functionality for both customers and employees, and our in-house card processor is an accredited solution supporting debit and credit cards.

Card Processing

Give customers power with self-service features

Engine’s APIs enable customers to easily self-serve with fully-featured in-app card controls, and employees are able to easily support customers with card management where required. Engine is a certified ACS provider and offers its own in-house 3DS verification capability. Customers can easily request new digital and physical cards via app, with Engine’s seamless integration to a third-party card manufacturer for card printing, personalisation and distribution. For spending on the go, Engine’s MDES-certified card processor can support mobile wallets including Apple Pay and Google Pay, and the provision of virtual cards for customers.

Employee Card Controls

Easily support customers with managing their cards where required. Employees can access linked accounts and card control functions in Management Portal, including locking/unlocking cards, managing transactions and configuring card limits.

Card lifecycle Management & Manufacturer Integration

Customers can easily request new physical cards via app and enable card personalisation and manufacturing/issuing process through integration with Engine’s extension APIs. Send instruction to a chosen card manufacturer through integration with Engine’s APIs for the printing, personalisation and distribution of debit or credit cards.

ACS Processing

Make ACS processing easy. Engine is a certified ACS provider and offers its own in-house 3DS verification capability, providing an internal ACS to allow seamless payment verification for customers.

Mobile Wallets

Engine’s in-house card-processor is MDES certified in order to support mobile wallets including Apple Pay, Google Pay, Samsung Pay and Garmin Pay wallets.

Virtual Cards

Diversify your proposition by issuing virtual cards against accounts and sub-accounts for customers to use online and via their mobile wallets.

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